Clear-Scope, Fixed-Price Fractional CFO Services for SME Founders who Need a Concrete Plan of Action.
Good business decisions require clarity, not more numbers. So we help you think like a CFO about the ones that matter.
Every decision that matters ends up on one desk: yours.
Different businesses, different stages, the same issue. You carry every important decision alone, while everyone waits on your answer. If this sounds familiar, we should talk.
The business grows, and so does the weight
The company runs through you, and there is no one else to exchange ideas with. So you keep postponing investment decisions, financing, or new pricing models for months.
The business grows faster than you can keep up with
You can raise money, but nobody taught you the finance between rounds. At this speed, mistakes are expensive, and the worst ones surface too late.
Everything you built still depends on you
Succession is open, and a sale is possible. You worry that whoever comes after you will question exactly the informal structures that carried your business for decades.
Start with a diagnostic, then choose the right path.
Start with a Financial Diagnostic Session to discover the issue that matters most for your business, or to go deeper on a concern you already have. Then continue with the right Fractional CFO service that addresses what you found.
Each service is a complete engagement with defined scope, price, and deliverables, and can be used individually or in combination with others. You decide what service you need next, and how you continue.
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Financial Diagnostic Session
EUR 500 · one 90-minute session · credited in full if you start any other program in 30 days
Bring one question holding up a decision, or the financial issues you are unsure how to prioritize. We review your numbers beforehand, then use the 90 minutes to sharpen the real question, map what it connects to, and propose a clear action plan.
What happens:
We have a short prep call, then we review your numbers.
We meet in a 90-minute session to delve into the real question and what it entails.
You receive a clear action plan with the right next steps to take.
What you gain: You leave knowing what your business needs next.
For owners who do not just want to receive financial reports, but want to use them to run the business. Across 3 sessions, we identify the indicators that matter, clarify where profit and cash come from, and build a dashboard for better monthly decisions.
What You Receive:
A focused set of indicators showing how your business makes money.
A clear view of where profit and cash come from
A dashboard built. around the questions management asks.
For businesses preparing for a financing conversation. We show you how banks think, assess the company the way a lender will, test your repayment capacity, and guide you on the documents the bank will expect.
What You Receive:
An assessment against the criteria banks use.
A review of the figures, documents, and explanations the bank will expect.
A checklist of what to complete before approaching the bank.
For investments, budgets, profitability and cash flow issues, or other complex questions. We agree on the question, model the options using your numbers, and build a practical implementation plan.
What You Receive:
A clearly defined question, scope, and set of deliverables.
Options modeled with your own numbers.
Written recommendations and an implementation plan.
No. Start there when you have a question but are not yet sure what work is needed. If a program or project clearly fits, you can begin with that instead.
Can you work with our accountant or finance team?+
Yes. We use the information they already produce and bring them in when their input helps. They handle the records and compliance; we help you use those numbers to decide what to do next. We do not replace statutory accounting or day-to-day finance.
Are the prices and deliverables fixed?+
Both the Financial Diagnostic Session and the 3-session programs have set prices, formats, and deliverables. Strategic CFO Projects vary; we agree on the scope, timing, and fee before you decide whether to proceed.
Who will I work with?+
You work directly with senior finance professionals throughout. They review the context, lead the discussions, and explain their conclusions in terms of your business.
What happens when the work is finished?+
The engagement ends with the agreed deliverables and action plan, which your own team can carry forward. If ongoing financial leadership would help, Capital Decisions continues the work, but whether to go further is always your call.
Not sure what your business needs next?
Share the question, the timing, and the preliminary information you have. We'll come back to you personally and point you to the right next step.
